It takes just minutes to apply! Our entire application process is online to save you time. However, if you need a bit of guidance, our team is on standby for any questions you may have. Once your application process is complete, it takes about 4-7 days to complete your funding process and get you on the road.
Refinancing your loan does not necessarily mean your loan is starting over. When you refinance a loan, you are essentially taking out a new loan to replace your existing one. The new loan is used to pay off the remaining balance on the original loan, and the terms of the new loan are typically more favorable than those of the original loan. Most customers refinance to get a better interest rate, lower their monthly payments, or change the loan terms to better suit their financial situation. To learn more about refinancing, check out our blog, What does refinancing mean?
We are professional auto loan experts with an A+ rating from the Better Business Bureau. Third party lenders don’t service your loan, sending it off to a third party. And all lead generators (services that help businesses find new customers), do is take your application and send it off to potential lenders. At RateWorks, we do it all from creating our own rates to servicing our own loans. Our goal is to get you the best rate and answer any questions.
We don’t require any of your sensitive personal information to create a quote. If you like what you see, you can create an application on the spot. At RateWorks, we abide by all U.S. laws and regulations related to data collection. For more info on this and other questions about confidentiality, check out our privacy policy.
When you request a quote from RateWorks, we conduct a soft credit inquiry. Not only is there no obligation to move forward, but the quote process has no impact on your credit score. A hard credit pull will only be conducted after we fund your loan.
RateWorks is dedicated to helping car enthusiasts achieve lower interest rates on car loans.
We’re your partner when it comes to auto loan refinancing. In most cases, we offer lower interest rates on car loans and provide a variety of auto loan refinancing advantages.
We’re pleased to have serviced hundreds of RateWorks customers. Check out what so many of them had to say.
Our RateWorks Glossary has got you covered with all the terms you need to become an expert in auto loan refinancing.